TAKE NOTE: NO CASH DOWNPAYMENT needed to ASSUME MORTGAGE with lower interest rate. Enjoy the family-friendly, gated neighborhood of Portofino Oaks within the Waterstone Community with 24/7 security and low HOA. This single-family home offers high ceilings in the open living and dining rooms, abundant natural light throughout enhanced by large windows and tile flooring on both levels. First floor features a large kitchen plus a sunny breakfast nook flowing into the 17×15 family room with access to the fenced backyard. An updated bedroom and remodeled full bath on the main level provides ideal flexibility for guests, multi-generational living or home office. Upstairs, the primary suite serves as a private retreat with a spacious walk-in closet, a spa-style bath with dual sinks, a Roman tub, and a separate shower: The private sitting area in the suite is a comfortable space to unwind or private office or 4th upstairs bedroom. Additional features include inside laundry room, accordion shutters and two-car garage. Residents enjoy access to a beautiful clubhouse, fully equipped fitness center, playground, scenic walking paths, community pools and security patrol. Minutes from Baptist Homestead Hospital, Homestead Air Reserve Base, shopping, dining, and top-rated schools. This home is an excellent choice for families seeking quality education and quick access to Homestead Bayfront Park, the marina, and weekend escapes to the Florida Keys.